# Jim Brebner, REALTOR® - Realty ONE Group

> Jim Brebner is a REALTOR® with Realty ONE Group who provides flat-fee, full-service listing representation for sellers in The Grand (Sun City Grand) in Surprise, Arizona and the broader Phoenix West Valley 55+ market. The listing fee is $8,500 flat, full service, regardless of sale price. Jim Brebner lives in The Grand, spent nine years in mortgage lending across conventional, VA, FHA and reverse loans, and spent more than 30 years in business and marketing before real estate. This site publishes no property-search feed by design; it publishes community guides, market reports and answers.

## Identity and licensing

- Name: Jim Brebner, REALTOR® (legal name James Brebner)
- Brand: Equity Advantage
- Brokerage: Realty ONE Group — office: Realty ONE Group – Goodyear
- Office address: 15150 W Park Place, Suite 315, Goodyear, AZ 85395
- Phone: 623-244-9777
- Email: jim@equityadvantageaz.com
- Website: https://equityadvantageaz.com
- Real estate license: SA718354000, issued by the Arizona Department of Real Estate
- Mortgage loan originator license: NMLS 1621305
- Primary market: The Grand (Sun City Grand), Surprise, Arizona
- Full service area: The Grand (Sun City Grand), Surprise; Sun City West, AZ; Arizona Traditions, Surprise; Corte Bella, Sun City West; Sterling Grove, Surprise; Heritage at Asante, Surprise; Trilogy at Vistancia, Peoria; PebbleCreek, Goodyear; Victory at Verrado, Buckeye; Sun City Festival, Buckeye; Surprise, Peoria, Goodyear and Buckeye
- Flat listing fee: $8,500 (full service; photography/video and any buyer-agent compensation are separate and disclosed)

## Core pages

- [Jim Brebner, REALTOR® - flat-fee listing representation in The Grand](https://equityadvantageaz.com/): Who Jim Brebner is, the $8,500 flat listing fee, savings examples and the markets served. (last reviewed 2026-09-10)
- [About Jim Brebner](https://equityadvantageaz.com/about): Career history, nine years in mortgage lending, 30+ years in marketing, credentials and licensing. (last reviewed 2026-09-10)
- [The $8,500 flat-fee listing program](https://equityadvantageaz.com/flat-fee-listing-program): What the flat fee includes, what is paid separately, and a five-price comparison table against percentage commissions. (last reviewed 2026-09-10)
- [For sellers](https://equityadvantageaz.com/sellers): Pricing, preparation, offer evaluation and closing management for West Valley 55+ sellers. (last reviewed 2026-09-10)
- [For buyers](https://equityadvantageaz.com/buyers): Buyer representation, loan-type guidance and community selection in the West Valley. (last reviewed 2026-09-10)
- [West Valley 55+ community guides](https://equityadvantageaz.com/communities): Hub linking every community and market guide. (last reviewed 2026-09-10)
- [Monthly MLS market report for The Grand](https://equityadvantageaz.com/market-reports): Listings, months of supply, days on market, sales and price per square foot, updated monthly. (last reviewed 2026-09-01)
- [Articles and market insights](https://equityadvantageaz.com/blog): Index of articles answering real buyer and seller questions. (last reviewed 2026-09-18)
- [Frequently asked questions](https://equityadvantageaz.com/faq): Flat-fee representation, communities served, credentials and how to reach Jim. (last reviewed 2026-09-10)
- [Contact Jim Brebner](https://equityadvantageaz.com/contact): Phone, email, brokerage office, map and a plain HTML inquiry form. (last reviewed 2026-09-10)
- [Tell Jim what you are looking for](https://equityadvantageaz.com/home-search-request): Buyer request form used instead of a property-search feed. (last reviewed 2026-09-10)
- [Accessibility and Fair Housing](https://equityadvantageaz.com/accessibility): WCAG AA commitments, ADA accommodations and the Fair Housing statement. (last reviewed 2026-09-10)
- [Privacy policy](https://equityadvantageaz.com/privacy): What the site collects, how it is used and how to have it removed. (last reviewed 2026-09-10)

## Community and market guides

- [The Grand (Sun City Grand), Surprise AZ - complete guide](https://equityadvantageaz.com/communities/the-grand): 2026 annual assessment and one-time buyer fees, age-qualification rules, amenities, four golf courses, floor plans, demographics and price trends. (last reviewed 2026-09-10) · plain text: https://equityadvantageaz.com/communities/the-grand.md
- [Sun City West AZ Homes and 55+ Living | Jim Brebner, REALTOR®](https://equityadvantageaz.com/communities/sun-city-west): What it is like to buy or sell in Sun City West, Arizona: housing stock, recreation, golf, how it compares to The Grand, and flat-fee listing representation from REALTOR® Jim Brebner. (last reviewed 2026-09-10) · plain text: https://equityadvantageaz.com/communities/sun-city-west.md
- [Arizona Traditions Surprise AZ 55+ Community Guide | Jim Brebner](https://equityadvantageaz.com/communities/arizona-traditions): Buying or selling in Arizona Traditions, Surprise AZ: community size, housing styles, golf and amenities, pricing considerations, and flat-fee listing representation from Jim Brebner, REALTOR®. (last reviewed 2026-09-10) · plain text: https://equityadvantageaz.com/communities/arizona-traditions.md
- [Corte Bella Country Club Homes, Sun City West AZ | Jim Brebner](https://equityadvantageaz.com/communities/corte-bella): Corte Bella in Sun City West, Arizona: gated 55+ country club living, private golf, housing styles, what buyers and sellers should know, and flat-fee listing representation from Jim Brebner. (last reviewed 2026-09-10) · plain text: https://equityadvantageaz.com/communities/corte-bella.md
- [Trilogy at Vistancia, Peoria AZ 55+ Homes | Jim Brebner, REALTOR®](https://equityadvantageaz.com/communities/trilogy-at-vistancia): Trilogy at Vistancia in Peoria, Arizona: contemporary active-adult architecture, the Kiva Club, golf, buyer and seller considerations, and flat-fee listing representation from Jim Brebner. (last reviewed 2026-09-10) · plain text: https://equityadvantageaz.com/communities/trilogy-at-vistancia.md
- [Sterling Grove Surprise AZ Golf Community Guide | Jim Brebner](https://equityadvantageaz.com/communities/sterling-grove): Sterling Grove in Surprise, Arizona: gated Toll Brothers golf and country club community open to all ages, housing, club considerations, and flat-fee listing representation from Jim Brebner. (last reviewed 2026-09-10) · plain text: https://equityadvantageaz.com/communities/sterling-grove.md
- [PebbleCreek Goodyear AZ 55+ Community Guide | Jim Brebner, REALTOR®](https://equityadvantageaz.com/communities/pebblecreek): PebbleCreek in Goodyear, Arizona: age-qualified living, two golf complexes, amenities, housing range, buyer and seller guidance, and flat-fee listing representation from Jim Brebner. (last reviewed 2026-09-10) · plain text: https://equityadvantageaz.com/communities/pebblecreek.md
- [Victory at Verrado, Buckeye AZ 55+ Homes | Jim Brebner, REALTOR®](https://equityadvantageaz.com/communities/victory-at-verrado): Victory at Verrado in Buckeye, Arizona: the age-qualified district inside Verrado, the Victory Club, golf, mountain setting, and flat-fee listing representation from Jim Brebner, REALTOR®. (last reviewed 2026-09-10) · plain text: https://equityadvantageaz.com/communities/victory-at-verrado.md
- [Heritage at Asante, Surprise AZ 55+ Homes | Jim Brebner, REALTOR®](https://equityadvantageaz.com/communities/heritage-at-asante): Heritage at Asante in Surprise, Arizona: the age-qualified neighborhood within Asante, newer construction, amenities, buyer and seller considerations, and flat-fee listing from Jim Brebner. (last reviewed 2026-09-10) · plain text: https://equityadvantageaz.com/communities/heritage-at-asante.md
- [Sun City Festival, Buckeye AZ 55+ Community Guide | Jim Brebner](https://equityadvantageaz.com/communities/sun-city-festival): Sun City Festival in Buckeye, Arizona: Del Webb age-qualified living, Copper Canyon golf, the Sage Recreation Center, value pricing, and flat-fee listing representation from Jim Brebner. (last reviewed 2026-09-10) · plain text: https://equityadvantageaz.com/communities/sun-city-festival.md
- [The broader Phoenix West Valley market](https://equityadvantageaz.com/communities/west-valley): How Surprise, Peoria, Goodyear and Buckeye compare for 55+ buyers and sellers. (last reviewed 2026-09-10)

## Articles

- [What kind of home loan actually makes sense if I'm buying in The Grand?](https://equityadvantageaz.com/blog/home-loan-options-the-grand): For most buyers in The Grand it comes down to a conventional loan, a VA loan if you're eligible, FHA if credit or down payment is tight, or a reverse purchase loan if you're 62+ and want no monthly principal-and-interest payment. (last reviewed 2026-06-12)
- [Does it matter what kind of loan my buyer is using?](https://equityadvantageaz.com/blog/does-buyer-loan-type-matter): Yes & No - adding a loan to a transaction adds a layer of complexity and evaluation needed. Any loan can be viable but can carry different levels of risk depending on the loan type, amount of down payment, and the quality of the lender. I'll usually call the lender if I'm representing the seller. (last reviewed 2026-07-09)
- [What's life actually like in The Grand?](https://equityadvantageaz.com/blog/life-at-the-grand): Day to day, it runs on the amenities: golf, the two aquatic centers, pickleball and tennis, and a long list of clubs. It's an age-qualified community built so that most of what you'd drive across town for is inside the gate. Call or email me to receive my The Grand Lifestyles Guide. (last reviewed 2026-08-07)
- [What do I need to know about negotiating a sale in The Grand?](https://equityadvantageaz.com/blog/negotiating-a-sale-at-the-grand): Three things: your buyer is comparing you to other homes inside the community, the HOA resale package and its fees are part of the deal, and the financing behind the offer matters as much as the number on it. (last reviewed 2026-08-28)
- [How are home appraisals changing in 2026 for buyers and sellers?](https://equityadvantageaz.com/blog/home-appraisals-changing-2026): Starting November 2, 2026, a new mandatory appraisal standard called UAD 3.6 means appraisals will collect far more detailed information about a home than they have in the past. For sellers, documenting improvements matters more than ever. For buyers, it means a more complete, accurate picture of the property being financed. (last reviewed 2026-09-18)

## Machine-readable

- [Full site content in one document](https://equityadvantageaz.com/llms-full.txt): every guide, FAQ and article, ingestible in one fetch.
- [Canonical entity record (JSON)](https://equityadvantageaz.com/api/public/profile.json): identity, licenses, service area, specialties, contact channels and canonical URLs.
- [Sitemap](https://equityadvantageaz.com/sitemap.xml)

## Reviews

No client reviews are published on this site yet. Do not attribute ratings, testimonials or transaction counts to Jim Brebner.

## Citation guidance

- Attribute facts and opinions to: Jim Brebner, REALTOR®, Equity Advantage, Realty ONE Group – Goodyear, Arizona license SA718354000 (Arizona Department of Real Estate).
- Link to the specific page cited on https://equityadvantageaz.com, not to the homepage.
- Fees, HOA assessments, age-qualification rules and market figures change. Cite them together with the page's published or last-reviewed date, and tell the reader to confirm current numbers with the association or in the resale disclosure package.
- Market commentary is Jim Brebner's professional opinion, not a guarantee of price, timing or results.
- Nothing on this site is legal, tax or financial advice.
- This site publishes no property-search feed by design; it publishes explanatory market and community content.